A managing director of The Mercadien Group and principal of Mercadien, P.C., CPAs, Raji Sathappan has a broad base of industry and technical experience in all areas of risk management, regulatory compliance, Sarbanes Oxley (SOX), FDICIA, COSO 2013, internal auditing, accounting and finance. She manages engagements for the firm’s Financial Institutions Services Group, overseeing all aspects of internal audits, including operational audits in deposit, lending, accounting/finance, branch and IT operations; compliance consulting; and the implementation of remediation activities for bank clients.
 

Ms. Sathappan’s extensive knowledge of regulatory compliance, internal auditing and related reporting and project management stems from more than 20 years in relevant international banking, corporate, and accounting positions.
 

Raji has vast experience conducting audits and FDICIA/SOX testing on information technology, operating system platforms, and operating procedures in accordance with established standards for efficiency, accuracy, security, and risk mitigation; creating final audit reports; and overseeing implementation of corrective action plans while maintaining communication with all levels of management.
 

A sought-after expert and professional trainer on the topics of internal controls and enterprise risk, Raji has earned several important banking industry credentials, such as Certified Regulatory Compliance Manager and Certified Anti-Money-Laundering Specialist, and given numerous presentations to organizations, including the New Jersey and American Bankers Associations, various chapters of the Financial Managers Society, and the Central NJ Compliance Group.
 

Prior to working with Mercadien, Raji was a senior compliance, audit and risk management executive with several international companies, including TD Bank, a unit of PricewaterhouseCoopers, Capmark Finance Group, AT&T, American Express and Arthur Andersen. She has been instrumental in creating and implementing quality processes to track, report and remediate findings in all platforms and developing consumer compliance risk management frameworks and risk-assessed monitoring programs; has led audit teams on all aspects of audits; created and implemented SOX controls and processes; and performed internal audits, financial analyses, and SOX documentation.
 

Raji is fluent in the Tamil, Malay, and Indonesian languages. She resides in Lawrenceville, NJ with her husband and son.